Step-by-Step: What to Do After a Fender Bender
Getting into a minor car accident can be stressful, but knowing what to do after a car accident can help you stay calm and handle the situation properly. Whether it’s a small fender bender in a parking lot or a low-speed collision at an intersection, following the right steps ensures your safety and protects your insurance claim.
At Crown Autobody & Glass in Winnipeg, we help drivers restore their vehicles after accidents with professional repair services. Here’s a step-by-step guide on what to do after a fender bender.
Step 1: Check for Injuries and Move to Safety
The first priority after any accident is safety.
✅ Check yourself, passengers, and the other driver for injuries.
✅ If the vehicles are drivable and it’s safe to do so, move them to the side of the road to avoid blocking traffic.
✅ Turn on hazard lights to alert other drivers.
If anyone is injured, call 911 immediately for medical assistance.
Step 2: Call the Police (If Necessary)
In Winnipeg, police involvement depends on the severity of the accident. Call the police if:
✔️ Someone is injured.
✔️ A vehicle is undrivable.
✔️ There is damage to public property.
✔️ You suspect the other driver is impaired or uncooperative.
For minor fender benders, you may not need police at the scene, but you’ll still need to file a claim with Manitoba Public Insurance (MPI).
Step 3: Exchange Information with the Other Driver
Gather important details from the other driver, including:
📌 Name and contact information
📌 Driver’s license number
📌 License plate number
📌 Insurance provider and policy number
If there are witnesses, get their contact details as well. This can help in case of disputes about fault.
Step 4: Document the Scene
Take pictures of:
📸 The accident scene, including vehicle positions.
📸 Damage to both vehicles.
📸 Road conditions, traffic signs, and any relevant details.
These photos can help support your insurance claim.
Step 5: Report the Accident to MPI
After a fender bender, you must report the accident to Manitoba Public Insurance (MPI) to start your claim. You can:
🔹 Call MPI’s claims center at 204-985-7000 (in Winnipeg) or 1-800-665-2410 (outside Winnipeg).
🔹 Report online through MPI’s website.
🔹 Visit an MPI service center for an in-person assessment.
Step 6: Visit an MPI Direct Repair Shop
If MPI authorizes Direct Repair, you can bring your car directly to an approved MPI Direct Repair shop like Crown Autobody & Glass for an estimate and repair—skipping the extra step of an MPI damage inspection.
Step 7: Get Your Car Repaired
Once MPI approves your claim, schedule repairs at Crown Autobody & Glass in Winnipeg. Our expert technicians restore your vehicle’s bodywork, ensuring it looks and performs like new.
Need repairs after a fender bender? Contact Crown Autobody & Glass today for an estimate! 🚗💨